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Calculate yako UK Kodi ya Mapato (PAYE), National Insurance, Kodi ya Mashirika, and VAT. Reflects the 2025/26 thresholds, including the Ruzuku ya Kibinafsi £12,570 and 20% basic rate.
Based on HMRC published rates for the 2025/26 tax year (6 April 2025 – 5 April 2026). Personal Allowance is frozen at £12,570 until 2028. Personal Allowance taper above £100k income is not modelled. Scottish income tax uses different bands. For informational purposes only — consult an accountant or HMRC for official guidance.
UK Kodi ya mapato & NI Calculator
Inajumuisha ruzuku ya kibinafsi, mikondo ya Kodi ya Mapato, na michango ya Class 1 National Insurance kwa mfanyakazi.
Common UK reliefs that reduce yako taxable income.
Tax Breakdown
Kikokotoo cha Kodi ya Mashirika cha Uingereza
19% small profits rate (under £50k). 25% main rate (over £250k). Marginal relief applies between those thresholds — modelled hapa as an approximate 26.75% effective rate.
Tax Breakdown
Kikokotoo cha VAT cha Uingereza (20%)
Hesabu VAT kwa kiwango cha kawaida cha Uingereza (20%) au kiwango kilichopunguzwa (5%) kwa vitu kama nishati ya nyumbani na viti vya watoto vya gari.
Kikokotoo cha VAT cha Uingereza Breakdown
Key Facts Kuhusu UK Tax
HMRC administers Kodi ya mapato, National Insurance, Kodi ya Mashirika and VAT. The UK tax year runs from 6 April to 5 April.
Ruzuku ya Kibinafsi £12,570
Earn up to £12,570 per tax year completely tax-free. The allowance tapers by £1 for every £2 of income above £100,000 — gone entirely by £125,140.
Kodi ya Mapato ya Mikondo Mitatu
Basic (20%) up to £50,270. Higher (40%) up to £125,140. Additional (45%) above. Scotland uses 6 bands and different thresholds.
Class 1 National Insurance
Employees pay 8% NI on earnings £12,570–£50,270, then 2% above. Self-employed pay Class 4 NI at 6% and 2% on similar bands, plus Class 2 if profits exceed £6,725.
Kodi ya Mashirika ya Ngazi Mbili
19% Small Profits Rate (profits ≤ £50,000). 25% Main Rate (profits ≥ £250,000). Marginal relief applies between, effectively phasing the rate.
VAT 20%, Kikomo £90k
Mandatory VAT registration once turnover exceeds £90,000 in a 12-month period. Standard 20%, reduced 5% (energy, car seats), zero-rated 0% (books, children's clothes, most food).
Mwisho wa Self-Assessment
Online filing deadline: 31 January after the tax year ends. Paper filing: 31 October. Late filing: £100 penalty straight away, more for longer delays.
Track Your UK Taxes Automatically with Bili+,
Tengeneza ankara zinazokubaliana na VAT, fuatilia gharama, na utengeneze ripoti tayari kwa self-assessment ya HMRC — yote kutoka programu moja.
Anza bureHow to Pay Tax in the UK
Iwapo wewe ni mfanyakazi wa PAYE, mfanyabiashara peke yako, au kampuni ya kikomo — hivi ndivyo inavyofanya kazi compliance ya kodi ya Uingereza.
Get Your UTR & Government Gateway Account
If you're self-employed or have non-PAYE income, register with HMRC for self-assessment. You'll receive a Unique Taxpayer Reference (UTR). Set up yako Government Gateway account at GOV.UK for online filing.
Register on GOV.UK →Elewa Unachodaiwa
Employees (PAYE): Kodi ya mapato and Class 1 NI deducted by yako employer monthly — no further action unless you have side income. Self-employed: File self-assessment annually; pay Kodi ya mapato + Class 4 NI. Limited companies: Kodi ya Mashirika on profits + PAYE on director salaries + VAT if turnover > £90k.
Hifadhi Rekodi za Kidijitali (Making Tax Digital)
MTD is HMRC's digital filing programme. VAT-registered businesses must submit returns through compatible software since April 2022. Self-assessment MTD launches for income > £50k in April 2026. Bili+, helps you generate the invoices and expense logs that HMRC requires.
Start Tracking for Bure →Wasilisha Ripoti zako
Self-assessment: Online by 31 January following the tax year (e.g. 2025/26 due 31 January 2026). VAT: Usually quarterly, 1 month + 7 days after period end. Kodi ya Mashirika: CT600 return within 12 months of year-end; payment within 9 months.
Lipa Kodi yako
Pay via yako Government Gateway account, online banking, or Direct Debit. Self-assessment payments on account are due 31 January (balancing + first interim) and 31 July (second interim). Penalties for late payment: 5% after 30 days, 5% more after 6 months, and again at 12 months — plus interest.
Mara kwa mara Aliuliza
Maswali
Everything you need to know about UK tax for 2025/26.
Ruzuku ya Kibinafsi ya Uingereza ni nini?
£12,570 for 2025/26 — the amount you can earn before paying Kodi ya mapato. It tapers by £1 for every £2 of income above £100,000 — fully gone by £125,140. Not available to non-residents in some cases.
Viwango vya Kodi ya Mapato vya Uingereza kwa 2025/26 ni vipi?
Basic rate 20% on income £12,571–£50,270. Higher rate 40% on £50,271–£125,140. Additional rate 45% above £125,140. Thresholds are frozen until 2028. Scotland uses 6 bands with different thresholds (starter, basic, intermediate, higher, advanced, top).
Je, ni lazima nilipe National Insurance?
Yes if you earn above the Primary Threshold (£12,570). Employees pay Class 1: 8% on earnings £12,570–£50,270, 2% above. Self-employed pay Class 4: 6% on £12,570–£50,270, 2% above (plus Class 2 if profits exceed £6,725).
Kikomo cha usajili wa VAT ni kipi?
You must register for VAT once yako taxable turnover exceeds £90,000 in any 12-month rolling period. You can also register voluntarily below that — useful if yako customers are VAT-registered businesses (you can reclaim input VAT).
Kodi ya Mashirika inavyofanya kazi?
Limited companies pay Kodi ya Mashirika on profits. 19% Small Profits Rate on profits ≤ £50,000. 25% Main Rate on profits ≥ £250,000. Marginal Relief applies between — effectively phasing the rate from 19% to 25%. Payment is due 9 months and 1 day after the end of yako accounting period.
Ni lini mwaka wa kodi na mwisho wa kuwasilisha wa Uingereza?
The UK tax year runs from 6 April to 5 April. Online self-assessment deadline is 31 January after the tax year ends (so 2025/26 returns are due 31 January 2027). Paper returns: 31 October. Late filing triggers a £100 penalty immediately.
