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Actualizado para el año fiscal 2025 — Elige tu provincia

Canadá Calculadora de impuestos 2025

Calcula el impuesto sobre la renta federal + provincial con los tramos 2025 ajustados por inflación, CPP, EI, GST/HST e impuesto de sociedades. Alterna entre Ontario, Quebec, Columbia Británica, Alberta y Manitoba.

Based on Canadá Revenue Agency (CRA) and provincial revenue agency 2025 rates. Federal Basic Personal Amount $16,129. v1 supports 5 provinces (ON, QC, BC, AB, MB). Quebec abatement (16.5% federal credit) and provincial Basic Personal Amounts not modelled. For informational purposes only — consult a CPA or CRA-recognised tax preparer for official advice.

Calculadora del Impuesto sobre la Renta Personal de Canadá

Combined federal + provincial income tax based on the province you select above. Includes CPP and EI contributions. Federal Basic Personal Amount of $16,129 is applied as the exemption.

Calculadora del Impuesto de Sociedades de Canadá

Federal Small Empresas Rate: 9% on first $500,000 of active business income (CCPCs). General Federal Rate: 15% above. Provincial corporate tax adds 2–16% depending on province (not included aquí).

Calculadora GST/HST de Canadá (varies by province)

Sales tax rate updates based on su selected province. HST in Ontario (13%) and Atlantic provinces (15%). GST 5% in others (with separate PST in BC, MB, SK, or QST in Quebec).

Key Facts Acerca de Canadian Tax

Canada has a dual federal + provincial tax system. The Canadá Revenue Agency (CRA) administers federal tax; each province has its own revenue agency.

Acumulación federal + provincial

Income tax = federal bracket + provincial bracket. Top combined marginal rates range from 47.5% (Saskatchewan) to 54.8% (Newfoundland) on income above ~$250k. Quebec collects its own tax separately.

Monto Personal Básico de 16.129 $2/h3>

Federal BPA in 2025 is $16,129 — earnings below that are tax-free at the federal level. Each province has its own BPA (Ontario ~$12,747, Alberta ~$22,323, Quebec ~$18,571).

RRSP — Aplazamiento Fiscal

Registered Retirement Savings Plan contributions are deductible up to 18% of earned income or $31,560 for 2024, whichever is less. Reduces taxable income now; tax owed only on withdrawal in retirement.

Mosaico GST/HST

5% GST nationwide. HST (federal+provincial combined) in ON (13%), NS/NB/NL/PE (15%). Separate PST in BC (7%), MB (7%), SK (6%). Quebec uses QST 9.975%.

Pequeñas Empresas 9 %

Canadian-Controlled Private Corporations (CCPCs) pay just 9% federal corporate tax on the first $500,000 of active business income. Provincial small business rates add 0–4% on top.

Mi Cuenta de CRA

Online portal for personal taxpayers. NETFILE-certified software (like TurboTax, Wealthsimple Tax) lets you file su T1 return electronically. Most refunds processed in 2 weeks.

Track Your Canadian Taxes Automatically with Facturación+,

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How to Pay Tax in Canadá

From getting your Social Insurance Number to filing su T1 — aquí's how Canadian tax compliance works.

Obtén tu SIN y Mi Cuenta de CRA

Every taxpayer needs a Social Insurance Number (SIN) from Service Canadá — used for employment, taxes, and most government services. Then register for Mi Cuenta de CRA at canada.ca/en/revenue-agency — su hub for filing, refund tracking, NETFILE, and CRA correspondence.

Sign In to Mi Cuenta de CRA →

Comprende tus obligaciones fiscales

Employees: Employer withholds federal + provincial income tax, CPP, EI from each paycheck. File annually. Self-employed: File T2125 with su T1, plus quarterly instalments if tax owing exceeds $3,000. Corporations: Annual T2 return + GST/HST returns (monthly, quarterly, or annual depending on size).

Mantén registros y emite facturas

CRA requires you to keep records for at least 6 years. GST/HST invoices must include su GST/HST number, the buyer's info, line items, and tax broken out. Facturación+, handles per-province sales tax rates automatically.

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Presenta tu declaración T1

T1 individual return due 30 April for most taxpayers (15 June if self-employed, but any tax owing still due 30 April). NETFILE via CRA-certified software (TurboTax, Wealthsimple Tax, H&R Block, free options like StudioTax). Paper filers send to the CRA office for their province.

Paga y haz seguimiento de tu reembolso

Pay via Mi Cuenta de CRA, online banking (use 'CRA' as the payee), pre-authorised debit, or at any Canadian financial institution. Refunds are direct-deposited usually within 8 business days if you signed up. Late filing penalty: 5% of balance owing + 1% per month.

Con frecuencia Preguntado
Preguntas

Everything you need to know about Canadian tax for 2024.

¿Cuáles son los tipos federales canadienses 2025?

15% on first $57,375. 20.5% on $57,375–$114,750. 26% on $114,750–$177,882. 29% on $177,882–$253,414. 33% above $253,414. The federal Basic Personal Amount of $16,129 means the first $16,129 of income is effectively tax-free at the federal level.

¿Cómo se acumula el impuesto provincial encima?

Each province adds its own income tax bands. Examples of top provincial marginal rates: Ontario 13.16%, Quebec 25.75%, BC 20.5%, Alberta 15%, Manitoba 17.4%. Top combined marginal rates range from ~47.5% (SK) to ~54.8% (NL). Quebec residents get a 16.5% federal abatement because Quebec runs its own programmes.

¿Qué es GST/HST/QST/PST?

GST (Goods and Services Tax) is 5% federal nationwide. HST (Harmonized Impuesto sobre las ventas) combines GST + provincial in ON (13%), NB/NS/NL/PEI (15%). QST (Quebec Impuesto sobre las ventas) is 9.975% — combined with GST gives 14.975%. PST (Provincial Impuesto sobre las ventas) in BC (7%), SK (6%), MB (7%) is separate and not always charged on the same items as GST.

What are CPP and EI?

CPP (Canadá Pension Plan, 2025): 5.95% of pensionable earnings between $3,500 and $71,300 = max ~$4,034/year. CPP2: additional 4% on earnings $71,300–$81,200 = max ~$396. EI (Employment Insurance): 1.66% on insurable earnings up to $65,700 = max ~$1,091. Self-employed pay both employee + employer CPP = 11.9%.

What is the RRSP deduction limit?

Lesser of 18% of previous year's earned income or $32,490 in 2025, minus pension adjustments. Unused contribution room carries forward indefinitely. RRSP contributions are deductible from taxable income — tax is deferred until withdrawal (typically retirement, when you're in a lower bracket).

When is the Canadian tax return due?

T1 individual return: 30 April following the tax year (so 2024 returns due 30 April 2025). Self-employed filers have until 15 June to file, but any tax owing is still due 30 April. T2 corporate return: within 6 months of fiscal year-end. GST/HST returns: monthly, quarterly, or annual depending on su filing frequency.

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