English
Arabic
Spanish
French
German
Italian
Portuguese
SwahiliCanada Belastingrekenmachine 2025
Bereken federale + provinciale inkomstenbelasting met de voor inflatie aangepaste 2025-schijven, CPP, EI, GST/HST en vennootschapsbelasting. Wissel tussen Ontario, Quebec, British Columbia, Alberta en Manitoba.
Based on Canada Revenue Agency (CRA) and provincial revenue agency 2025 rates. Federal Basic Personal Amount $16,129. v1 supports 5 provinces (ON, QC, BC, AB, MB). Quebec abatement (16.5% federal credit) and provincial Basic Personal Amounts not modelled. For informational purposes only — consult a CPA or CRA-recognised tax preparer for official advice.
Canada Personenbelasting Rekenmachine
Combined federal + provincial income tax based on the province you select above. Includes CPP and EI contributions. Federal Basic Personal Amount of $16,129 is applied as the exemption.
Common Canadian deductions and credits that reduce je taxable income.
Tax Breakdown
Canada Vennootschapsbelasting Rekenmachine
Federal Small Bedrijf Rate: 9% on first $500,000 of active business income (CCPCs). General Federal Rate: 15% above. Provincial corporate tax adds 2–16% depending on province (not included hier).
Tax Breakdown
Canada GST/HST Rekenmachine (varies by province)
Sales tax rate updates based on je selected province. HST in Ontario (13%) and Atlantic provinces (15%). GST 5% in others (with separate PST in BC, MB, SK, or QST in Quebec).
Canada GST/HST Rekenmachine Breakdown
Key Facts Over Canadian Tax
Canada has a dual federal + provincial tax system. The Canada Revenue Agency (CRA) administers federal tax; each province has its own revenue agency.
Federaal + Provinciaal Gestapeld
Income tax = federal bracket + provincial bracket. Top combined marginal rates range from 47.5% (Saskatchewan) to 54.8% (Newfoundland) on income above ~$250k. Quebec collects its own tax separately.
>6.129 Persoonlijk Basisbedrag
Federal BPA in 2025 is $16,129 — earnings below that are tax-free at the federal level. Each province has its own BPA (Ontario ~$12,747, Alberta ~$22,323, Quebec ~$18,571).
RRSP — Belastinguitstel
Registered Retirement Savings Plan contributions are deductible up to 18% of earned income or $31,560 for 2024, whichever is less. Reduces taxable income now; tax owed only on withdrawal in retirement.
GST/HST Lappendeken
5% GST nationwide. HST (federal+provincial combined) in ON (13%), NS/NB/NL/PE (15%). Separate PST in BC (7%), MB (7%), SK (6%). Quebec uses QST 9.975%.
Kleine Bedrijven 9%
Canadian-Controlled Private Corporations (CCPCs) pay just 9% federal corporate tax on the first $500,000 of active business income. Provincial small business rates add 0–4% on top.
CRA Mijn Account
Online portal for personal taxpayers. NETFILE-certified software (like TurboTax, Wealthsimple Tax) lets you file je T1 return electronically. Most refunds processed in 2 weeks.
Track Your Canadian Taxes Automatically with Facturering+,
Create GST/HST-compliant invoices with the right rate per province, track expenses, and generate CRA-ready reports — all from one app.
Begin gratisHow to Pay Tax in Canada
From getting your Social Insurance Number to filing je T1 — hier's how Canadian tax compliance works.
Verkrijg uw SIN en CRA Mijn Account
Every taxpayer needs a Social Insurance Number (SIN) from Service Canada — used for employment, taxes, and most government services. Then register for CRA Mijn Account at canada.ca/en/revenue-agency — je hub for filing, refund tracking, NETFILE, and CRA correspondence.
Sign In to CRA Mijn Account →Begrijp uw fiscale verplichtingen
Employees: Employer withholds federal + provincial income tax, CPP, EI from each paycheck. File annually. Self-employed: File T2125 with je T1, plus quarterly instalments if tax owing exceeds $3,000. Corporations: Annual T2 return + GST/HST returns (monthly, quarterly, or annual depending on size).
Houd administratie bij en geef facturen uit
CRA requires you to keep records for at least 6 years. GST/HST invoices must include je GST/HST number, the buyer's info, line items, and tax broken out. Facturering+, handles per-province sales tax rates automatically.
Start Tracking for Gratis →Dien uw T1 aangifte in
T1 individual return due 30 April for most taxpayers (15 June if self-employed, but any tax owing still due 30 April). NETFILE via CRA-certified software (TurboTax, Wealthsimple Tax, H&R Block, free options like StudioTax). Paper filers send to the CRA office for their province.
Betaal en volg uw teruggave
Pay via CRA Mijn Account, online banking (use 'CRA' as the payee), pre-authorised debit, or at any Canadian financial institution. Refunds are direct-deposited usually within 8 business days if you signed up. Late filing penalty: 5% of balance owing + 1% per month.
Vaak Gevraagd
Vragen
Everything you need to know about Canadian tax for 2024.
Wat zijn de Canadese federale belastingtarieven 2025?
15% on first $57,375. 20.5% on $57,375–$114,750. 26% on $114,750–$177,882. 29% on $177,882–$253,414. 33% above $253,414. The federal Basic Personal Amount of $16,129 means the first $16,129 of income is effectively tax-free at the federal level.
Hoe stapelt provinciale belasting erbovenop?
Each province adds its own income tax bands. Examples of top provincial marginal rates: Ontario 13.16%, Quebec 25.75%, BC 20.5%, Alberta 15%, Manitoba 17.4%. Top combined marginal rates range from ~47.5% (SK) to ~54.8% (NL). Quebec residents get a 16.5% federal abatement because Quebec runs its own programmes.
Wat is GST/HST/QST/PST?
GST (Goods and Services Tax) is 5% federal nationwide. HST (Harmonized Verkoopbelasting) combines GST + provincial in ON (13%), NB/NS/NL/PEI (15%). QST (Quebec Verkoopbelasting) is 9.975% — combined with GST gives 14.975%. PST (Provincial Verkoopbelasting) in BC (7%), SK (6%), MB (7%) is separate and not always charged on the same items as GST.
What are CPP and EI?
CPP (Canada Pension Plan, 2025): 5.95% of pensionable earnings between $3,500 and $71,300 = max ~$4,034/year. CPP2: additional 4% on earnings $71,300–$81,200 = max ~$396. EI (Employment Insurance): 1.66% on insurable earnings up to $65,700 = max ~$1,091. Self-employed pay both employee + employer CPP = 11.9%.
What is the RRSP deduction limit?
Lesser of 18% of previous year's earned income or $32,490 in 2025, minus pension adjustments. Unused contribution room carries forward indefinitely. RRSP contributions are deductible from taxable income — tax is deferred until withdrawal (typically retirement, when you're in a lower bracket).
When is the Canadian tax return due?
T1 individual return: 30 April following the tax year (so 2024 returns due 30 April 2025). Self-employed filers have until 15 June to file, but any tax owing is still due 30 April. T2 corporate return: within 6 months of fiscal year-end. GST/HST returns: monthly, quarterly, or annual depending on je filing frequency.
